State Farm
Monthly Premium: $107
AM Rating: A++
JD Power Customer Satisfaction: 882 (7)
NAIC Complaint Index: 0.70
As the largest insurer in the nation, State Farm boasts a wide range of discounts tailored to various demographics, including young drivers. Notable initiatives like Drive Safe and Save and the Steer Clear program emphasize safe driving habits, making State Farm an attractive option for younger policyholders.
Methodology
We reviewed the top eight U.S. car insurance companies in 2022, according to data published by the NAIC. Next, we gathered reputable third-party ratings and rankings from multiple sources: